Get Familiar with your Flood Insurance Policy
Be prepared for Storm Damage
Flood insurance is something that is very important to have if you live in an area that is susceptible to water-related storm damage. But this type of policy does not cover everything.
Look over your individual policy to find out exactly where you are and are not covered. Learn what type of damage is not covered by most flood insurance policies below.
Some homeowners believe that all water damage is covered. but this is not the case . Flood damage only covers water damage that is a result of external sources like excess rainwater or a hurricane. If a pipe bursts and causes a “flood” in your basement, this will not be covered.
Another common misconception is that because your pool is outside your home, it will be covered. If a crack in the liner causes the water to drain into your home, this will also not be covered.
While you may be covered for water that is a result of a storm, any residual effects will be your responsibility. For instance, your policy should cover extraction of excess rainwater. But if moisture remains, which leads to mold, your flood insurance will not cover this.
A flood in your home may force you to relocate until the remediation process is completed. Living expenses, such as hotels and food during this time period will not be covered by your flood policy.
As mentioned above, look at your flood insurance policy to find the limitations so that you are not surprised in the event of flood damage. If you do sustain storm-related flood damage, call SERVPRO of Tacoma! 253.896.3000
Tips for Preventing Storm Damage in your Apartment Community
In the unfortunate event that storm and water damage does affect your community, call contact SERVPRO® of Tacoma at (253) 896-3000.
We can never know when an emergency situation will occur, but it’s in your best interest as a property manager, as well as in the best interest of your residents, to always be ahead of the game. Take these measures today to prevent storm and water damage tomorrow.
- Check On Aging Appliances Regularly– If the property you manage includes a fridge, dishwasher, and/or washer/dryer in unit, you should closely monitor the age of the appliances as well as routinely checking them for cracked or damaged hoses or connections. Washer hoses should be replaced about every five years. It’s a good idea to replace washers and dryers before there’s a problem. It may cost more money now, but it could save you a lot of money and a headache or two in the future.
- Repair Old or Damaged Roofs When It’s Dry – Don’t wait for a big rain storm to find out that the roofing at your unit(s) needs replacing. Make routine checkups to monitor the condition of the roof(s) at your property. Make time and room in the budget to make any replacements or upgrades necessary during the dry season so that you can avoid water damage in the wet season.
- Stay in Touch with Your Residents and Know When they’re Traveling – Many people go on vacations during the summer. Talk to your residents about having their water shut off while they’re gone or, alternatively, having someone check on their apartment from time to time while they’re gone. If a water leak occurs while they’re away and no one is checking in, a small problem could potentially turn into something much worse.
- Clear Downspouts Consistently – This is especially important if there are a lot of large trees throughout your apartment community. When leaves, branches, and other debris clog the gutters, the risk of flooding is increased. Clear all debris from the gutters frequently. If you know a storm is about to hit, make sure everything is clear and that water is being effectively carried away from the building.
- Apply Dry-Proofing Methods – One cost effective way to prevent large scale water damage in low-lying areas is to apply waterproofing coatings and sealings. You can also elevate electrical equipment at least three feet off of the floor and install waterproof structures around circuits and electrical breakers.
- Check For HVAC System Blockages –If the line that moves condensation from the HVAC system is backed up, it can create serious water damage. Backed up water can seep through ceilings and through light fixtures or in between walls. When water leaks between walls, it can go undetected and result in mold damage in addition to water damage.
In the unfortunate event that storm and water damage does affect your community, call contact SERVPRO® of Tacoma at (253) 896-3000.
SERVPRO of Tacoma will help you weather the storm!
SERVPRO of Tacoma will be there to help you weather the storm! (253) 896-3000
When PNW businesses suffer serious damage after storm events, SERVPRO of Tacoma will work around the clock to clean up any debris and to restore the property to preloss conditions. We understand that commercial storm damage can be very costly in terms of productivity; that is why it is always our goal to get your business back up and running as quickly and as seamlessly as possible.
We Have the Resources to Handle Large Commercial Storm Damage
When a storm hits our area, we can scale our resources to handle large-loss commercial restoration projects. We have access to equipment and personnel from a network of over 1,600 Franchises across the country, as well as elite Disaster Recovery Teams that are strategically located throughout the United States.
If your business is ever damaged by severe floods or storms, call us right away at (253)896-3000. Disaster can strike when we least expect it, but SERVPRO of Tacoma will be there to help you weather the storm.
Common Issues in your Commercial Building
Electrical faults can lead to fires !
Keeping your business or commercial property safe and sound is necessary in operating smoothly. Many buildings have preexisting small issues that have the capacity to turn into larger ones if not taken care of properly or soon enough.
We have highlighted some of the issues that occur most frequently in commercial buildings. Be sure that your building has been inspected for these issues. In the even of finding any of these, do your best to get them fixed in a timely manner. Not addressing them soon enough could result in costly damage happening down the road.
Leaks - Whether you have a leak in your roof, foundation, or pipes, water can accumulate in areas of your building. Sedentary moisture almost always leads to rotting wood, foul odors, and mold growth.
Asbestos - Although not used in construction anymore, older buildings may still have asbestos present. Exposure to asbestos is extremely dangerous and must be taken care of if found in exposed areas in your home.
Fire Safety Regulations - Make sure that your fire extinguishers are up to date and are in working order. Check your sprinkler system to ensure that in the event of a fire, they will work as intended.
Electrical Faults - If you have older wiring in your building, they should be checked for faults. If you have ever had a rodent problem, you should also have your wiring checked. Mice and rats tend to chew on wires, leaving them exposed and more likely to start a fire.
At SERVPRO of Tacoma, we offer many commercial services. Whether you have fire, water, or mold damage, we can be there quickly to begin the remediation process. 253.896.3000
Fire Hazards and Dangers of Hoarding
Clutter can kill!
Excess clutter is a major fire hazard.
Hoarding is defined as “a persistent difficulty discarding or parting with possessions because of a perceived need to save them. A person with hoarding disorder experiences distress at the thought of getting rid of the items. Excessive accumulation of items, regardless of actual value, occurs.” Staggering amounts of items crowd the space and prevents regular use and navigation. Hoarding can lead to a serious fire risk in the home.
How Hoarding Increases Fire Risks:
- If there are combustible items in close proximity to the stove, fire potential skyrockets
- Space heaters and baseboard heaters can ignite nearby materials
- If the hoarder is also a smoker, items such as papers and fabric are easily lit
- Most importantly, exits may be hard to get to, or completely cut off by accumulated items
Why Hoarding Affects First Responders:
- Firefighters cannot effectively fight the fire, or evacuate inhabitants or animals when hindered by clutter
- First responders can become trapped, as well as hurt by piles of items that may topple over
- When hoarded items become waterlogged by firefighting efforts, their weight is dramatically increased. This can lead to structural collapse if enough items are present
SERVPRO of Tacoma has experience with cleaning cluttered homes. If you or someone you know needs this level of professional cleaning, give us a call today. We provide a judgment-free and thorough cleaning of any space 253.896.3000
Don’t let Smokey and the Bandit compromise your HVAC!
For more information on duct cleaning, Air Quality Testing, or to schedule an appointment, contact SERVPRO® of Tacoma at (253) 896-3000.
With the recent wildfires in Washington, Oregon, and California we have experienced some amazing sunsets but we’ve also been engulfed in poor air quality for more days than your HVAC is used to.
Each time one of your valued customers walks in the door, or your team leaves and enters the office, pollutants from the wildfire smoke have the opportunity to enter your facility and infiltrate your HVAC system.
Smoke is naturally attracted to metal surfaces and is corrosive in nature. As the smoke particulates enter your facility and travel to the air ducts, they cling to the steel and absorb into the debris within the air duct system. Even if the heating and ventilation system is not in use, there is a natural or passive air movement throughout the ventilation system.
A thorough air duct cleaning is recommended at least once per year. This helps combat allergies, assists your employees by helping them breathe better and increase productivity.
Inspecting the ductwork in your facility should be a high priority and is recommended at least once per year. In most cases, the HVAC system has been operating for some time without much attention. Dirty ducts can circulate odors, contaminants such as mold, and irritating dust throughout your building.
A routine part of our service here at SERVPRO® of Tacoma is inspecting the heating, ventilation and air conditioning unit (HVAC). Keeping the HVAC and ductwork clean can potentially extend the life span of the equipment by allowing it to operate at peak condition, which may help save you money. For your valued employees, this helps combat allergies, helps them breathe better and increase productivity. Duct cleaning may not always be necessary. Our certified technicians will inspect your HVAC system and ductwork and make recommendations about the best way to address any indoor air quality concerns. This inspection can help save you money and provide peace of mind on the health of your HVAC system and ductwork.
The SERVPRO® Duct Cleaning System is proven and cost efficient. Unlike most duct cleaning services, we use a portable ventilation and air duct cleaning system to examine ductwork and make a clean sweep, removing years of dust and grime.
- The process begins by using patented equipment including a roto-scraper, which automatically adapts to the duct’s shape and diameter while traveling through the duct, removing debris and filth before vacuuming begins.
- Next, a powerful push-pull air delivery and collection system transfers the debris from the ducting to a 16-gallon container.
- Air is filtered through a HEPA filtration system, removing 99.97 percent of the particles in the airstream. HEPA filters capture debris and keep the indoor environment clean.
- As an optional process, a sealant or coating product may be sprayed to address odor or microbial concerns.
- Filters will either be cleaned or replaced to remove odor and dirt.
For more information on duct cleaning, Air Quality Testing. or to schedule an appointment, contact SERVPRO® of Tacoma at (253) 896-3000.
Fire Prevention Week! Plan Two Ways Out!
A Fire Escape Plan can be the difference between life and death. We here at SERVPRO® of Tacoma can help you get back to rebuilding. (253) 896-3000.
Fire Prevention Week this year was from October 4th to the 10th. The National Fire Protection Association is reiterating the importance of planning at least two ways out when creating your fire escape plan.
About only half of all Americans have developed a home fire escape plan. Only a quarter of those have never even practiced it! This small but important step can be the difference between life and death.
Home fires can spread very quickly and that is why it is important to plan and practice at least two ways out of EVERY room. If the fire spreads and blocks your first path out, one must be able to react quickly and have a Plan B ready.
When planning and practicing your fire escape plan, make sure to also check each smoke alarm which there should be one on every level of the home, as well as in every bedroom. The escape plan should also include a clear path to an outdoor meeting place that is a safe distance from the home. Be sure to practice your fire escape plan at least twice a year with all members of the household and don’t forget your pets!!
Stroms Can Lead to Water Damage
SERVPRO is prepared for storms when you're not!
At the point when we get a call to help with flood damage, we can never be certain how serious it is until we show up to assess the circumstances. Various levels of rising waters influence the restoration techniques that we use. We search for the following indications of destruction to decide how broad the issue is. A predictable marker of most extreme flood damage is the existence of standing water. At the point when water stays in your home, and does not drain, it can start to cause costly and lasting harms to the structure. The water will almost immediately seep into flooring, but there are other forms of damage that may result if the issue is not addressed promptly.
We always anticipate that ground surface materials will be drenched because of flood damage, yet when the walls of your home have suffered critical harm, this might be an indication of extra issues that require an increasingly intensive examination to find and eliminate. Some of the time, when water pours in quickly and later subsides, it can leave dampness in the walls. This can lead to mold growth and misshapen materials. SERVPRO professionals utilize the latest techniques and specialized equipment to remove the moisture.
Despite the fact that the outside of your home may be considerably more impervious to the impacts of flood damage than inside spaces, it can still take on water. This can lead to roof leaks, flooded basements, and weaknesses in siding. We can help with identifying these issues, as well as remediating the damage that has been caused by the flood waters.
Call us if any standing water is present in your home or business. SERVPRO of Tacoma can assist you with recovering from flood damage.
Common Causes of Water Damage
Prevent appliance leaks before they happen.
What are the Causes of Water Damage?
Water damage comes in many shapes and sizes; some that are easy to identify and others that are not. Knowing the common causes of water damage can help to prevent future damages to your home. The earlier you can identify water damage, the less time and money will have to be spent by you.
Leaking or Burst Pipes
Leaking or burst pipes are common causes of water damage. These issues can come from changes in water pressure, temperature changes, or the deterioration of old pipes. Uninsulated pipes are vulnerable in the Winter because they can freeze and burst.
These kind of water damage issues can be hard to detect until there is clear water damage on your walls or ceilings since pipes and hoses are usually hidden within walls. Keep an eye out on your water bill and periodically check for leaks under sinks, toilets, and around showers to find possible plumbing issues that can cause water damage.
Old or Worn Household Appliances
Did you know the average washing machine supply hose fails after just 8.7 years, and 75% of water heaters fail within 12 years? In order to prevent from cracks leading to leaks, appliance hoses should be replaced when you can see any sort of wear. This includes any other appliances that have water hookups, like refrigerators with ice makers.
Heating, ventilation, and air conditioning units are also a common cause of water damage. When not maintained, moisture can build up creating water damage and an environment for mold and mildew to grow and spread around your home.
Clogs in drain lines or heavy rains can lead to sewage backup through floor drains, toilets, and sinks. It is absolutely necessary that this type of damage is handled by water damage specialists to correctly decontaminate, sanitize, and restore rooms affected by sewage water.
Now that you know several major causes of water damage in homes and businesses, you can prevent unmitigated damages to your home. But, if disaster strikes, call SERVPRO of Tacoma with any water damage issues.
No job is too big – we have the experience and resources necessary to restore your home to pre-damage conditions!
We’re open 24/7 and waiting for your call. 253-896.3000
Water Mitigation Equipment
Centrifugal Air Movers
AXIAL AIR MOVERS
Axial air movers are the most common “fan”. The first electric fans were axial designs based on the look and effect of windmills. They are called axial air movers because of the direction the airflow they create. Blades move around an axis, and the air moves out of the fan in the same direction.
Air volume from an axial air mover is high, while the pressure is low. Each axial air mover requires little in the way of power input, so they are highly energy efficient.
Axial air movers are often used in general-purpose use given their high-volume, low-pressure nature. This makes them great for providing comfort in workspaces and for cooling technology in tight spaces, such as servers or computers. Axial air movers are not as adept at drying or air conditioning given their low pressure, so they find less use in large water damage restoration projects.
CENTRIFUGAL AIR MOVERS
Centrifugal air movers are often referred to as blowers. They enhance an incoming airstream by the use of a fan wheel. They create a high-pressure airflow by leading the stream of air through a series of tubes and ducts. Centrifugal air movers create a steadier flow of air.
You typically find centrifugal fans in situations that require high pressure drying applications. The one drawback of choosing centrifugal fans is that they are too powerful and high-pressured for use in areas that require more modulated flow.
Think about spaces where computers need cooling or spaces where humans need airflow for comfort. In these situations, a centrifugal fan may be too much.
SERVPRO of Tacoma may use one type of air mover on a drying job or a combination depending on the situation.